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Please reach us at lisa@mortgage-talk.com if you cannot find an answer to your question.
No you do not. You can get a home loan for as little as 3% down, or no money down using VA or USDA loan programs.
No you do not. The best way to know if you qualify for a home loan is to apply with a lender. They will pull your credit and let you know if you can qualify. I have personal success getting customers approved that never thought they could buy a home.
Yes you can! With re-built credit, you can get a home loan as soon as two years after the discharge of the chapter 7 bankruptcy.
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